Did you realize that only 59% of American adults have life insurance? And, nearly half of these Americans are underinsured. Are you comfortable that you will not create a world of financial uncertainty in case ‘life happens’ as it often does?
If you want to avoid leaving behind a wake of financial distress, you need to find a comprehensive life insurance policy. The best way to get a full view of your life insurance options is through knowledgeable and experienced insurance agents.
A Good Policy Provides Lost Income Replacement
If you are the breadwinner in your family, you need to realize the importance of life insurance. Families that rely solely on the income of one person can be thrown into a financial tailspin if this primary breadwinner dies unexpectedly. Not having a sense of financial security can make your death that much harder for your family. You want to leave a legacy of financial security for your family so they can continue to prosper in your absence. Accomplishing this goal is only possible with the right life insurance policy.
Are you looking for a comprehensive life insurance policy? If so, you need to contact a member of the Monument Financial Group team. Our agents have the expertise and tools to identify the most appropriate life insurance policies at the best value.
Permanent Life Insurance Policies Builds Cash Value
Getting life insurance is about more than leaving your family money when you die. While this is the main motivation for most people when purchasing a life insurance policy, there are other financial benefits of permanent policies like living benefits and cash value growth . Living benefits provide a way to collect on the death benefits without dying in the case of a terminal or chronic illness. Over time, your whole or universal life insurance policy will grow in cash value.
You can tap into the cash value of your permanent life insurance policy if the need arises. If you want to find out more about the differences between term and permanent life insurance policies, reach out to Monument Financial Group for a free consultation so you understand the best options to meet your specific needs.
Life Insurance Coverage Is More Affordable Than You Think
Perhaps the biggest misconception people have about life insurance is that it is too expensive to fit into their budget. In reality, there are tons of affordable policies that offer great coverage. The key to getting a great deal on a good life insurance policy is working with professionals.
Trying to navigate the modern life insurance market without the help of professionals is a recipe for disaster. Rather than dealing with the fallout from a bad life insurance policy, you need to rely on the team at Monument Financial Group for help.
It’s Time For Life Insurance
As you can see, there are numerous benefits associated with life insurance. Contact Monument Financial Group and let us help you find the right policy to PROTECT you and your family’s future.